|
I have been a licensed mortgage broker since
1990 and joined Golden Horizon Mortgage in 1996 when I moved to the north
state. This is a wonderful place to live and I take great pride in doing my
part to help people get the financing they need to realize their home
ownership dreams in Shasta county and surrounding areas.
The first step in the loan process is an
in-person or telephone interview to gather basic information so I can
recommend the type of loan that will best meet your needs based on financial
history, down payment, income level and desired monthly payment. After this
is accomplished, the formal loan application can be completed and processed.
My ultimate goal is to get you qualified for
the type of loan that best meets your overall needs at the lowest possible
interest rate available.
I have over 100 lending sources available at
highly competitive interest rates to meet needs such as:
- FHA - VA - Conventional
- 100% Financing + Purchase Money
- No Closing Cost Refinancing
- Lower Your Monthly Mortgage Payments
- 2nd Mortgages Up to 125% of Home's Value
- Turn Your Adjustable Rate Mortgage Into a
Fixed Rate Mortgage
- Pay Off High Interest Debt & Make It a Tax
Deductible Payment
- Problem Credit Loans Available - Recent
Bankruptcies
- Commercial Loans - Apartments - Churches -
Motels
- Land Loans - Manufactured Homes - Log
Cabins
- Take Cash Out For Any Reason
Please contact me early in your home search
so I can get you pre-qualified for a loan that fits your needs exactly.
Consequently, when you are ready to make an offer in the competitive real
estate market that exists here, you will be in a much stronger position with
the seller, having already secured a loan.
Remember, I am here to help. Providing
superior customer service, while always keeping your best interests in mind,
is my primary objective.
Give me a call now at 530-221-8981 to
answer any other questions you may have. |